No easy answer for you sorry. You could split up your panel into two, one utility, and one generator. Or use a battery bank and inverter to feed your main panel, then charge the bank with your generator, and a grid tied charger. Yes you will have expensive batteries to maintain and replace, but you gain all of the benefits of uninterruptible power. Without being grid tied (back feeding), it is my opinion that a dc link is the best option. You don't necessarily need a ton of battery capacity, just a dc link, I plan on doing this using ultra capacitors, to see if I can avoid chemical batteries. If you plan on having your generator running constantly you don't need batteries or caps, just rectify dc then straight to your inverter.